Insurance for all electronic goods at home.?
September 21, 2009 - 7:22 pm
Wnat’s the best way to insure all the elcetronic goods at Your home.? What’s the best way to buy insurance not for a home ( wchich isn’t mine) but for the content especially those expensive electronic devices. Thanks for the advice!!!!!!
they sell a policy called an HO-4. wich is a contents policy for a tenant occupied dwelling. if you buy this type policy be sure to check with your agent to see if there are any limitations on electronics.
September 22nd, 2009 at 1:10 am
Look on-line. There are dozens of companies gagging for your custom.
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September 22nd, 2009 at 1:31 am
they sell a policy called an HO-4. wich is a contents policy for a tenant occupied dwelling. if you buy this type policy be sure to check with your agent to see if there are any limitations on electronics.
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September 22nd, 2009 at 2:18 am
Save your money.Then if something goes wrong you have money in the bank.Don,t bother with policies,far to expensive.
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September 22nd, 2009 at 2:57 am
Renter’s Insurance is what you need. Your insurance agent (broker) is the best individual to explain your options.
Top insurances:
State Farm
Allstate
Farmers
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September 22nd, 2009 at 3:05 am
Renter’s insurance. Contact an insurance agent. Then determine if you want replacement insurance. It costs more, but they will then replace it rather than what it was valued at due to usage. Oh, and keep a list and photos of your stuff. Makes it much easier to make a claim later.
My Mom suggests contacting several companies for quotes. Some itmes require an extra rider (extra cost) due to their high theft rate.
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September 22nd, 2009 at 3:36 am
Renter’s insurance generally covers contents, like Home Owner’s insurance does. Check a local company (perhaps who you have car insurance from).
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September 22nd, 2009 at 4:04 am
In the UK you request a quotation from your insurance broker (or if you are an expert do it online) for house contents insurance. One question they will ask is if you own your home but with most insurers it does not matter.
If you do this method you won’t be able to just insure the electronic stuff but the full cost of repacing everything you own (except for linen!) on a new for old basis. If you are concerned about dropping your equipment then you will have to insure for accidental damage and if you want cover for your equipment away from the house you would need an all-risks section.
E&L offer a bespoke electrical equipment insurance policy – but I recommend you read the terms and conditions VERY carefully.
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September 22nd, 2009 at 4:26 am
can u browse this site please, u may get all relevant guidance
http://www.tkqlhce.com/click-1748196-10295957
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